SMSF INVESTMENT STRATEGY

We assist clients across Sydney and the Sutherland Shire establish their own Self Managed Super Fund (SMSF) which allows clients to have direct control over their retirement investment strategy.

Our team of Financial Advisors can assist with ongoing advice, management and compliance services for your Self-Managed Super Fund. We can also structure your plan to have other estate planning requirements with your insurances, business and personal life cycle, and your preference for a suitable balance between “tax effective” outcomes and the need for control of outcomes.

What is a Self Managed Super Fund?

Self Managed Super Fund’s are funds usually established by an individual or family as a means to managing their own super savings. This involves actively getting involved with the fund, research and monitoring the funds normally with the assistance of your Financial Advisor.

Many people choose to manage their superannuation through this platform which sees all trustees responsible for the selection and management of the funds investment strategy. All members of any SMSF are trustees and are responsible for investment decisions and compliance with superannuation and taxation law.

Benefits of a Self Managed Super Fund?

1. Investment choice

Self Managed Super Funds provide a wide range of different investment options. Trustees can choose shares, cash accounts, term deposits, income investment options, property and other investment opportunities.

Another flexible option that SMSF provide is the ability to borrow from your own fund for investment purposes.

2. Flexibility

Having your own SMSF allows you to actively adjust your investment portfolio as market conditions change or your personal circumstances change.

3. Transparency

SMSF platforms have real time reporting and analysis that you can access from your own personal log in details. You can review your investment and monitor in your own time and have complete visibility on where your money is invested and the performance of your fund.

4. Pooling Options

Having a SMSF allows you as a trustee to combine your partners superannuation into the one fund to consolidate multiple funds to create a larger investment pool with only one set of fees.

5. Tax Strategy

Whilst all superannuation plans all have concessional tax rates, there are advantages in planning and structuring your SMSF to maximise your earning capacity whilst minimising your taxation obligations. Our Financial Planning team are experts in helping you grow your superannuation portfolio and reduce tax payments as you transition to retirement.

Whatever your SMSF structure and strategy, there are laws and regulations that you will have to comply to. Our team are here to help you navigate your way to establishing a SMSF which looks at long term wealth creation and ongoing compliance.

As with all investments, it is important you carefully consider your options and review the Product Disclosure Statements and Financial Services Guide of the product you are considering before making any decisions on one of the most important assets you have for the future. We are here to help you through this process.

Our Investment Approach

A Self Managed Superannuation Fund can act as a “tax effective” vehicle for both family wealth protection and for inter-generational wealth transfer. We seek to tie in your superannuation and other estate planning requirements with your insurances, business and personal life cycle, and your preference for a suitable balance between “tax effective” outcomes and the need for control of outcomes.

Many clients seek to be more engaged in the Superannuation platforms and choices. Self Managed Super Funds allow clients to have control with the choices of their investment strategies. After all, it is your money and one of your most important assets. We work with you to ensure we collaborate on the balance of your investment mix and also manage the compliance and running of the fund. We partner with you to ensure it is about you – not us.

Call 1300 852 484 to explore your SMSF strategy and long term Financial goals.